Old Bridge, NJ, September 2, 2025Vikar Technologies (“Vikar”), a leading provider of
unified, straight-through digital experiences for the financial services industry, is proud
to announce a partnership with First Commerce Bank (“FCB”), aimed at digitizing and
streamlining the bank’s account opening process.

This strategic collaboration supports First Commerce Bank’s mission to foster lasting
relationships by providing high-quality products, superior customer service, and secure,
cutting-edge digital solutions. By digitizing its account opening process, the bank
reinforces its commitment to meet evolving customer needs with responsive, user-
friendly experiences—whether online or in-branch. Vikar’s technology complements
FCB’s dedication to maintaining personal communication and delivering solutions that
reflect professionalism, trust, and integrity.

“Vikar provides exceptional support,” said Stephanie Ennett, VP of Digital Banking &
Product Development. “Having the COO and CTO involved early on, clearly outlining
the implementation process and what to expect post go-live, made a real difference. As
a growing community bank without a large internal team to manage the solution, we
needed a high level of hands-on support. That became especially clear after working
with another fintech that didn’t offer the same level of partnership.” FCB’s COO, Greg
Garcia, added: “I can’t just pick up the phone and talk to the CEO at other providers but
with Vikar, I can call Glenn Bolstad, their CEO, directly. That kind of access and
responsiveness truly sets them apart.”

By adopting Vikar’s platform, First Commerce Bank will reduce dependency on paper
forms, eliminate redundant data entry, streamline KYC, and enhance real-time
collaboration across departments. These upgrades directly reflect the bank’s values:
fostering loyalty through trusted relationships, staying accountable, responding
promptly, thinking from the customer’s perspective, and continuously improving. FCB’s
Board of Directors and team members remain united in their commitment to serve
individuals, businesses, and communities with fairness, innovation, and personal
attention.

“We’re thrilled to support First Commerce Bank in this important step toward digital
transformation,” said Glenn Bolstad, CEO at Vikar. “Their team recognizes that account
opening is a defining moment in the customer journey, and we’re proud to deliver the
tools that make it smarter, faster, and elevate the entire customer experience from the
very start.”

About Vikar

Vikar is revolutionizing how community banks and credit unions operate by delivering a
unified platform that streamlines collaboration across all lines of business: loans,
deposits, treasury, and wealth management. With One Vikar, financial institutions gain a
modern, fully integrated solution that enables customers, lenders, branch managers,
underwriters, KYC teams, and operations to collaborate seamlessly from a single
interface. Designed with built-in rules, automation, and a holistic view of the financial
institution’s ecosystem, One Vikar supports retail, commercial, and wealth management
services in self-service, bank-directed, joint, or full-service models. Seamlessly
integrated with core banking systems, Vikar empowers banks to meet the evolving
expectations of both customers and employees. Learn more at www.vikartech.com.

About First Commerce Bank

First Commerce Bank is a full-service community bank
built on a foundation of relationship banking. The bank delivers high-quality financial
products and personalized service to individuals, businesses, and communities across
its markets. Guided by customer-first values and supported by secure, user-friendly
technology, FCB meets the evolving needs of its clients with professionalism, trust,
integrity, and a commitment to personal attention that begins with its Board of Directors
and extends to every interaction. For more information, please visit
https://www.firstcommercebk.com/

Contact:

Stephanie Mazzone, Director of Marketing
201.207.6573
Stephanie@vikartech.com

Press Releases

The Case for a Unified Financial Platform in a Multi-Product World
February 25, 2026

The Case for a Unified Financial Platform in a Multi-Product World

Discover why a unified financial platform is essential for banks to deliver seamless client experiences and make informe...

Read More
How Commercial Business Account Opening Drives Deposit Growth
December 16, 2025

How Commercial Business Account Opening Drives Deposit Growth

Modernizing commercial account opening can drive deposit growth by accelerating onboarding, improving client experience,...

Read More
The Untold Challenge of Business Account Opening and How to Fix It
November 20, 2025

The Untold Challenge of Business Account Opening and How to Fix It

Discover why business account opening is far more complex than consumer onboarding and how smarter, unified processes ca...

Read More
The Power of One: How Unified Platforms Are Redefining Community Banks & Credit Unions
November 5, 2025

The Power of One: How Unified Platforms Are Redefining Community Banks & Credit Unions

Discover how unified platforms like Vikar transform community banks and credit unions by integrating systems for seamles...

Read More
Your Digital Roadmap Is Worthless Without Execution
September 26, 2025

Your Digital Roadmap Is Worthless Without Execution

How to Build a Digital Roadmap That Actually Gets Executed

Read More
Digital Friction: 5 Onboarding Mistakes to Avoid
July 24, 2025

Digital Friction: 5 Onboarding Mistakes to Avoid

Learn the five critical mistakes in digital onboarding that lead to account abandonment and how banks can avoid them for...

Read More
Your Future Bank Is Watching—Will You Make the Right Move?
May 13, 2025

Your Future Bank Is Watching—Will You Make the Right Move?

How Forward-Thinking Financial Institutions Solve Problems Before They Surface

Read More
Bank-Directed Account Opening: A Strategic Imperative for Community Banks
May 2, 2025

Bank-Directed Account Opening: A Strategic Imperative for Community Banks

Discover how community banks can gain a competitive edge by modernizing the account opening process through bank-directe...

Read More
Digital Account Opening: Why Community Banks Need Omni-Channel Support
March 25, 2025

Digital Account Opening: Why Community Banks Need Omni-Channel Support

Learn why community banks must adopt omni-channel account opening to meet customer expectations, enhance satisfaction, a...

Read More
Unlocking SMB Growth: Why Banks Need a Dedicated Loan Origination System for SMB Success
January 7, 2025

Unlocking SMB Growth: Why Banks Need a Dedicated Loan Origination System for SMB Success

Discover the benefits and challenges of investing in small business lending software to streamline processes, enhance cu...

Read More
Banking Middleware vs. Platform Solutions: Understanding the Core Distinctions
September 17, 2024

Banking Middleware vs. Platform Solutions: Understanding the Core Distinctions

Explore the key differences between banking middleware and platform solutions and how each can benefit financial institu...

Read More
Getting Noticed: Core Marketing Strategies for Targeting Financial Institution Decision Makers
July 17, 2024

Getting Noticed: Core Marketing Strategies for Targeting Financial Institution Decision Makers

Discover core marketing strategies for targeting financial institution decision-makers in the booming bank-Fintech lands...

Read More
Why Digital Transformation is Essential for Account Opening
June 5, 2024

Why Digital Transformation is Essential for Account Opening

Discover the importance of digital transformation for account opening in the banking industry. Learn how automation, AI,...

Read More
Mastering Client Engagement: Key Fintech Strategies for Success
January 29, 2024

Mastering Client Engagement: Key Fintech Strategies for Success

A standout Engagement Lead is characterized by their ability to align technology, business goals and client satisfaction...

Read More
Are You Meeting Your Customers' Preferred Banking Channels?
December 11, 2023

Are You Meeting Your Customers' Preferred Banking Channels?

Vikar - Bakery - Vikar One Solutions

Read More
Automated Spreading in Banking: A Transformative Solution
November 7, 2023

Automated Spreading in Banking: A Transformative Solution

Automated spreading is a transformative technology that can help banks to improve their efficiency, accuracy, productivi...

Read More
Leveraging AI for Enhanced Compliance in Banking: A Technological Evolution
September 19, 2023

Leveraging AI for Enhanced Compliance in Banking: A Technological Evolution

Compliance has transcended its traditional role as a regulatory checkbox. It has evolved into a fundamental component th...

Read More
The Business of Automation: Why Bank-Fintech Partnerships Make Good Business Sense
August 26, 2022

The Business of Automation: Why Bank-Fintech Partnerships Make Good Business Sense

Exploring emerging automation tools, technology, strategies, and innovation.

Read More
The Importance of Having a Digital Transformation Strategy
March 28, 2022

The Importance of Having a Digital Transformation Strategy

This is the second part of a 4-part series on the Journey of Automation, exploring emerging automation tools, technology...

Read More
Tiers of Automation: From Point to Fully Integrated Solutions
February 10, 2022

Tiers of Automation: From Point to Fully Integrated Solutions

This is the first part of a 4-part series on the Journey of Automation, exploring emerging automation tools, technology,...

Read More
Why Financial Institutions Should Modernize Their KYC Processes
December 17, 2021

Why Financial Institutions Should Modernize Their KYC Processes

Financial institutions need to modernized their KYC processes. Digitize and include into a straight-through automation ...

Read More
Is Your CTO Using Your Bank Data Effectively?
November 12, 2021

Is Your CTO Using Your Bank Data Effectively?

Banks lack a system to digitally process, share, store, and analyze data. A CTO's vision is to maximize the utility of ...

Read More
Banking as a Hospitality Industry: Why Client Experience Matters
October 21, 2021

Banking as a Hospitality Industry: Why Client Experience Matters

When your team leaders have a 360° view of your client data only then can they cross-sell their respective services and ...

Read More
How Community Banks can Change the Game Post-PPP
September 28, 2021

How Community Banks can Change the Game Post-PPP

Community banks shouldn’t let this golden opportunity pass them by

Read More
The Bank-Fintech Partnership: A Match Made In Lockdown
July 1, 2021

The Bank-Fintech Partnership: A Match Made In Lockdown

The bank-Fintech partnership was inevitable.

Read More
Digitization of Commercial Lending Is No Longer Nice To Have, It's Mandatory
March 15, 2021

Digitization of Commercial Lending Is No Longer Nice To Have, It's Mandatory

Banks need to recognize that digitization is no longer a “nice to have” option. In order to stay competitive, end-to-end...

Read More