MINNEAPOLIS, MN, UNITED STATES, February 24, 2026 -- Onsetto delivers activation infrastructure for business banking, enabling financial institutions to engineer primacy and capture the Core Operating Account from day one. Today, the company announced a strategic partnership with Vikar Technologies, a leading provider of unified straight-through digital experiences for the financial services industry. Through this collaboration, Onsetto and Vikar Technologies will collaborate to help community banks and credit unions modernize how business banking relationships are activated, addressing one of the most persistent challenges in the industry: moving new business accounts from opening to fully funded, primary operating relationships.
“Winning the business operating account requires more than account opening alone,” said Cale Johnston, Founder and CEO of Onsetto. “Vikar has a strong track record of helping financial institutions implement modern, streamlined solutions. This partnership extends that capability by embedding structured activation into the digital banking experience as institutions rethink how early relationship moments drive long-term growth.”
"Vikar has a strong track record of helping financial institutions implement modern, streamlined solutions.” — Cale Johnston, Founder and CEO of Onsetto
Onsetto delivers structured activation infrastructure for business banking, enabling financial institutions to capture the Core Operating Account and establish primacy from day one. By systematically moving payroll, receivables, payables, and operating flows into new relationships, the platform accelerates funding velocity and transforms account openings into fully activated, primary business relationships. Built without requiring core or digital banking integration, Onsetto is fast to implement and designed to support scalable, sustainable deposit growth. Learn more at www.onsetto.com
Vikar provides an intelligent, unified platform for consumer & commercial account opening and lending, purpose-built for banks and credit unions. The platform integrates digital account opening, maintenance, loan origination and onboarding, KYC/KYB, compliance, treasury services, and wealth management into a single, configurable environment — eliminating fragmented systems, reducing manual handoffs, and enabling true straight-through processing.
Designed to support complex commercial relationships, Vikar manages multi-entity business structures, international accounts, and treasury services across self-service and bank-directed channels. Embedded automation, rules-based workflows, and real-time visibility empower relationship managers, lenders, operations, and compliance teams to work from a holistic shared view of data.
Seamlessly integrated with core banking systems and key fintech partners, Vikar enables financial institutions to accelerate onboarding and funding, strengthen regulatory controls, improve operational efficiency, and deliver a modern, unified experience across deposits and lending.
Learn more at www.vikartech.com.
Contact:
Stephanie Mazzone, Director of Marketing, Vikar
201.207.6573